Table of Contents 1 360

BIMB Integrated Annual Report 2019

BIMB ANNUAL REPORT 2019 1
INSIDE THIS REPORT 3
ABOUT OUR REPORT 4
Group Overview 8
FINANCIAL HIGHLIGHTS 8
FINANCIAL CALENDAR 10
PERFORMANCE HIGHLIGHTS 11
ACHIEVEMENTS 14
OUR PURPOSE 16
OUR FOOTPRINT 18
HOW WE ARE STRUCTURED 20
OUR BUSINESS ENTITIES 22
GROUP CORPORATE INFORMATION 24
BOARD OF DIRECTORS 28
PROFILE OF DIRECTORS 30
CHAIRMEN OF SHARIAH COMMITTEES 36
CEOs OF THE GROUP 40
GROUP MANAGEMENT TEAM 44
LETTER TO SHAREHOLDERS 51
Sustaining The Group 62
SUSTAINABILITY STATEMENT 62
SUSTAINABILITY FRAMEWORK 63
MATERIAL MATTERS 66
STAKEHOLDERS’ ENGAGEMENT 68
OUR BUSINESS MODEL 70
DELIVERING VALUES 72
OUR PILLARS 76
Management Discussion & Analysis 104
ECONOMIC AND SECTOR REVIEW 104
REAPING RESULTS OF OUR GROWTH STRATEGY 110
SUBSIDIARIES’ OPERATIONAL REVIEW 116
FUTUREPROOFING OUR BUSINESS FOR PROGRESSIVE AND SUSTAINABLE PROSPERITY 121
Group Governance 124
SHARIAH-COMPLIANT CONFIRMATION STATEMENT 124
CHAIRMAN’S STATEMENT ON CORPORATE GOVERNANCE 126
CORPORATE GOVERNANCE OVERVIEW STATEMENT 128
LEADERSHIP AND EFFECTIVENESS 129
EFFECTIVE AUDIT AND RISK MANAGEMENT 143
CORPORATE REPORTING AND RELATIONSHIP WITH STAKEHOLDERS 151
ADDITIONAL COMPLIANCE INFORMATION 153
STATEMENT OF RISK MANAGEMENT AND INTERNAL CONTROL 156
STATEMENT ON DIRECTORS’ RESPONSIBILITY 162
Financial Statements 163
DIRECTORS’ REPORT 164
STATEMENT BY DIRECTORS 172
STATUTORY DECLARATION 173
STATEMENTS OF FINANCIAL POSITION 174
STATEMENTS OF PROFIT OR LOSS 176
STATEMENTS OF COMPREHENSIVE INCOME 177
STATEMENTS OF CHANGES IN EQUITY 178
STATEMENTS OF CASH FLOWS 181
NOTES TO THE FINANCIAL STATEMENTS 184
INDEPENDENT AUDITORS’ REPORT 325
Shareholders’ Information 335
SHARE & WARRANT HOLDINGS STATISTICS 335
Additional Information 341
PROPERTIES OWNED BY BHB GROUP 341
REGIONAL GROUP NETWORK 348
Disclosure Summary 349
FTSE4GOOD BURSA MALAYSIA 349
GLOBAL REPORTING INITITATIVE 354

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