BIMB Integrated Annual Report 2019

The success of our collective organisations depends on how effective we are at enhancing or nurturing our resources to deliver values to our stakeholders. Effective utilisation of these resources for the benefit of our stakeholders determines our ability to maximise value creation for our stakeholders in the long run and sustains our long-term business. FINANCIAL INTELLECTUAL RM6.4 bil in total equity RM2.1 bil in sukuk liability 100% stake in Bank Islam with RM5.1 bil investment Our strong capital and the diversified businesses of our operating units enable us to continue supporting our stakeholders. The strong brand and differentiating factor of our respective operating units within the Islamic financial and banking sphere drive our business success. A suite of diversified and fully Shariah-compliant products and services, which represent pure Islamic solutions for finance and banking, Takaful coverage and securities Partnerships with key institutions, organisations and service providers for enhanced value proposition offerings Operating units acknowledged as the leading organisations within their respective sectors (please refer to ‘Achievements’ section on page 12) 59.5% stake in Takaful Malaysia with RM99 mil investment 100% stake in BIMB Securities with RM99 mil investment 100% stake in Syarikat Al-Ijarah with RM12.8 mil investment RESOURCES Integrated Annual Report 2019 Group Overview Sustaining The Group Management Discussion & Analysis Group Governance 70 DELIVERING VALUES