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NOTES TO THE
            FINANCIAL STATEMENTS



            for the financial year ended 31 december 2020 (continUed)





                        Total  RM’000                   2,289,036                  (1,688,823)  600,213  99,397  699,610





                        2020  RM’000  391,412  –  –  –  –  –  –  –  391,412  (123,221)  –  –  –  –  –  –  –  (123,221)  268,191

     inteGrated annUal rePort 2020  2019  2018  RM’000  444,901  396,142  –  –  –  –  –  –  –  –  –  –  –  396,142  (160,378)   (239,236)  –  –   –   –   –   –  –  –  –  –  –  (239,236)  156,906













     324                   RM’000  375,596  344,545  409,748  –  –  –  –  409,748  (130,992)   (236,588)  (269,543)  –   –  –  –  (269,543)  140,205
                        2017  RM’000  295,991  267,272  240,429  231,587  –  –  –  231,587  (99,942)   (175,925)  (204,497)  (211,834)   –  –  –  (211,834)  19,753


     bimb holdinGS berhad 199701008362 (423858-X)  2016  2015  2014  RM’000  RM’000  RM’000  223,780  221,648  262,204  203,209  208,227  251,372  202,810  188,734  250,924  202,762  172,121  243,501  201,289  165,394  235,522  164,371  229,543  –  231,864  –  –  201,289  164,371  231,864  (75,630)   (59,362)   (58,855)   (137,673)  (124,477)  (138,390)  (172,581)  (145,455)  (180,634)  (189,935)   (156,623)    (212,447)   (194,422)   (160,346)   (221,968)    (162,956)  (223,057)  –  (227,02














              TAkAFUL RISk MANAGEMENT (CONTINUED)


                  General Takaful Fund (continued) Gross General Takaful contract liabilities for 2020 (Group)  Before 2013  RM’000  331,800 at end of accident year  306,084  305,183  264,940  263,409  262,593  261,634  262,623  Current estimate of      cumulative claims    262,623  (47,866)  at end of accident year   (117,379)  (158,980)  (240,162)   (255,632)   (259,073)  (260,332)  (260,589)  Cumulative payments    (260,589)  Gross General Takaful    2,034   contract liabilities  addition

















                  (b)   Accident year  one year later  two years later  three years later  four years later  five years later  Six years later  Seven years later    incurred  one year later  two years later  three years later   four years later   five years later  Six years later  Seven years later    to-date

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