Page 318 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS

for the financial year ended 31 december 2020 (continUed)

49 FINANCIAL RISk MANAGEMENT POLICIES (CONTINUED)
49.5 Liquidity risk (continued)
(a) Banking (continued)
Maturity analysis (continued)
Contractual maturity of financial liabilities on an undiscounted basis (continued)
inteGrated annUal rePort 2020 maturities at the end of the reporting period. the amount disclosed in the table are the contractual undiscounted
the table below present the cash flows payable by the bank under financial liabilities by remaining contractual

cash flows:
>3 to 6
>6 to 12
>1 to 3
Up to

Over
months
1 month
Total
months
1 year
months
As at 31 December 2019
Financial liabilities RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
deposit from customers 23,378,991 10,115,669 4,248,065 7,833,915 2,386,490 47,963,130
investment accounts
312
of customers 4,335,416 2,637,953 2,165,791 1,153,574 36,508 10,329,242
derivatives financial liabilities 5,529 20,360 19,987 30,779 644,638 721,293
–
83
5,284
Forward contract 49,084 18,158 – 12,402 – 30,696 644,638 685,366
35,927
bimb holdinGS berhad 199701008362 (423858-X) recourse obligations 948,847 – 11,856 17,784 35,569 1,671,916 1,743,054
Islamic Profit Rate Swap
2,202
245
7,585
–
–
49,084
bills and acceptances payable
on financing
sold to cagamas
5,929
Subordinated Sukuk
34,921
murabahah
–
1,788,145
1,717,989
35,235
–
–
948,847
–
–
other liabilities
478,728*
2,394
lease liabilities
508,590
4,790
7,343
15,335
Commitments and 28,726,190 12,790,628 6,493,891 9,104,407 6,936,269 64,051,385
Contingencies
direct credit substitutes 36,654 30,479 39,169 162,127 148,307 416,736
transaction related
contingent items 60,057 72,340 58,978 353,079 385,558 930,012
Short-term self liquidating
trade related contingencies 40,750 50,118 1,998 2,500 508,372 603,738
137,461 152,937 100,145 517,706 1,042,237 1,950,486
* the detail maturity analysis are as below:
>1 to 5 >5 to 10 >10 to 15
years years years Total
RM’000 RM’000 RM’000 RM’000
lease liabilities 140,690 322,446 15,592 478,728