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NOTES TO THE
FINANCIAL STATEMENTS in retrospect
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for the financial year ended 31 december 2020 (continUed)
the Will to Suceed
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49 FINANCIAL RISk MANAGEMENT POLICIES (CONTINUED)
49.5 Liquidity risk (continued)
(a) Banking (continued) achieving a leading repute
Stress testing and scenario analysis are important tools used by the bank to manage the liquidity risk. Stress test
results are produced regularly to determine the impact of a sudden liquidity shock. the stress-testing provides the |
bank’s management and the brc with an assessment of the financial impact of identified extreme events on the
liquidity and funding risk exposures of the bank.
another key control feature of the bank’s liquidity risk management is the liquidity contingency management
plans. these plans identify the pre-emptive quantitative and qualitative indicators of stress conditions arising Paving the Way for a Sustainable future
from systemic or other crises and provide guidance on the actions to be taken in order to minimise the adverse
implications to the bank.
Maturity analysis
the table below summarises the bank’s assets and liabilities based on remaining contractual maturities.
On Up to >1 to 3 >3 to 6 >6 to 12 Over
As at 31 December demand 1 month months months months 1 year Total 307
2020 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Assets
cash and
short-term funds
and deposits and
placements with adhering to the best Governance Practices
financial
institutions 725,644 4,490,732 – 361 – – 5,216,737
financial assets at
fvtPl – 482,108 – 30,051 50,041 619,000 1,181,200
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derivative financial
assets – 25,579 26,773 6,915 227 2,171 61,665
financial assets
at fvoci – 79,793 678,405 395,567 831,388 10,572,838 12,557,991
financing, Laying the Foundation for Financial Growth
advances and
others – 1,799,333 1,054,893 429,657 377,000 51,009,752 54,670,635
other financial
assets at
amortised cost* 192,574 – – – – – 192,574 |
additional information & disclosure Summary
Statutory deposits
with bank
negara malaysia 192,425 – – – – – 192,425
Total assets 1,110,643 6,877,545 1,760,071 862,551 1,258,656 62,203,761 74,073,227
* excludes prepayments
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24 th aGm information
