Page 316 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS

for the financial year ended 31 december 2020 (continUed)

49 FINANCIAL RISk MANAGEMENT POLICIES (CONTINUED)
49.5 Liquidity risk (continued)
(a) Banking (continued)
Maturity analysis (continued)

the table below summarises the bank’s assets and liabilities based on remaining contractual maturities. (continued)
inteGrated annUal rePort 2020 As at 31 December demand 1 month months months months RM’000 RM’000
Up to
>3 to 6
>1 to 3
>6 to 12
On
Over

Total
1 year
RM’000
2019
RM’000
RM’000
RM’000
RM’000
Liabilities
deposits from
customers
investment accounts
1,120,694
3,211,343
2,358,169
2,655,565
of customers 15,754,886 7,664,642 10,048,295 4,185,962 7,595,820 2,159,133 47,408,738
880,619
13,983
10,240,373
derivative financial
310 liabilities – 6,802 16,640 12,402 83 819 36,746
bills and acceptance
49,084
payable 49,084 – – – – – – – – – 1,501,187 – 1,501,187
recourse obligations
bimb holdinGS berhad 199701008362 (423858-X) Subordinated Sukuk 19,842,136 – – 8,793,304 – – 12,722,275 – – 6,568,076 – 8,482,988 – – 1,300,000 – 61,697,204
on financing sold
to cagamas
1,308,694
8,694
murabahah
other liabilities*
826,823
826,823
325,559
6,466
313,303
2,849
1,166
lease liabilities
1,775
Total liabilities
5,288,425
net liquidity gap on
statement of
financial position (17,712,745) (4,179,285) (10,207,862) (5,273,512) (7,018,679) 49,790,612 5,398,529
commitments and
contingencies – 5,599,469 3,048,462 1,775,866 2,884,732 4,105,652 17,414,181
net liquidity gap (17,712,745) (9,778,754) (13,256,324) (7,049,378) (9,903,411) 45,684,960 (12,015,652)
* excludes accruals