Page 314 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS

for the financial year ended 31 december 2020 (continUed)

49 FINANCIAL RISk MANAGEMENT POLICIES (CONTINUED)
49.5 Liquidity risk (continued)
(a) Banking (continued)
Maturity analysis (continued)

the table below summarises the bank’s assets and liabilities based on remaining contractual maturities. (continued)
inteGrated annUal rePort 2020 As at 31 December demand 1 month months months months RM’000 RM’000
Up to
Over
On
>3 to 6

>1 to 3
>6 to 12
Total
1 year
RM’000
2020
RM’000
RM’000
RM’000
RM’000
Liabilities
deposits from
customers
investment accounts
5,113,275
2,231,737
2,482,295
of customers 17,914,224 12,210,156 8,395,068 5,830,244 4,957,014 1,770,556 51,077,262
12,368,528
1,913,851
620,569
6,801
derivative financial
308 liabilities – 29,422 56,599 17,269 938 1,644 105,872
bills and acceptance
payable 29,621 – – – – – – – – – 1,501,187 – 1,501,187
29,621
recourse obligations
bimb holdinGS berhad 199701008362 (423858-X) Subordinated Sukuk 24,035,676 – – 14,723,282 – – 10,689,575 – 7,773,947 – 5,584,958 – – 1,700,000 68,146,142
on financing sold
to cagamas
murabahah
9,260
1,713,164
3,904
other liabilities*
978,556
1,038,079
59,523
312,429
298,993
6,437
2,267
1,409
lease liabilities
3,323
5,338,704
Total liabilities
net liquidity gap on
statement of
financial position (22,925,033) (7,845,737) (8,929,504) (6,911,396) (4,326,302) 56,865,057 5,927,085
commitments and
contingencies – 5,593,261 4,554,283 2,271,427 4,929,870 2,840,655 20,189,496
net liquidity gap (22,925,033) (13,438,998) (13,483,787) (9,182,823) (9,256,172) 54,024,402 (14,262,411)
* excludes accruals