Page 303 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS in retrospect

|
for the financial year ended 31 december 2020 (continUed)
the Will to Suceed

|
Effective profit rate % 2.51 3.97 0.52 4.83 5.70

achieving a leading repute
Total RM’000 3,472,386 663,068 33,326 12,146,640 49,790,968 (318,446) 137,655 1,170,136 67,095,733 |

Trading book RM’000 – 663,068 33,326 – – – – – 696,394 Paving the Way for a Sustainable future

Banking book Non-profit sensitive RM’000 821,600 – – – 394,393 (318,446) 137,655 1,170,136 2,205,338

Over 5 years RM’000 – – – 3,904,209 2,628,405 – – – 6,532,614

297
1-5 years RM’000 – – – 6,072,029 1,088,826 – – 7,160,855
–

>3-12 months RM’000 348 – – 1,816,596 71,763 – – – 1,888,707

>1-3 months RM’000 – – – 306,846 507,292 – – – 814,138 * this is arrived at after deducting impairment allowances from the outstanding gross impaired financing. adhering to the best Governance Practices
FINANCIAL RISk MANAGEMENT POLICIES (CONTINUED)

|
–
Up to 1 month RM’000 2,650,438 46,960 45,100,289 47,797,687 Laying the Foundation for Financial Growth
–
–
–
–

Market risk (continued) Banking (continued) profit rate risk (continued) (i) Bank Islam As at 31 December 2019 Assets cash and short-term funds and deposits and placements with financial institutions financial assets at fvtPl derivative financial assets financial assets at fvoci financing, advances and others – non-impaired – impaired net of allowances * other financial assets at amortised cost Statutory deposits with bank negara m

49.4 (a)

|
24 th aGm information
49