Page 301 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS in retrospect

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for the financial year ended 31 december 2020 (continUed)
the Will to Suceed

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Effective profit rate % 1.37% 2.34% 0.71% 5.69% 4.72%

achieving a leading repute
Total RM’000 5,216,737 1,181,200 61,665 12,557,991 55,225,362 (554,727) 192,574 192,425 74,073,227 |

Trading book RM’000 – 1,181,200 61,665 – – – – – 1,242,865 Paving the Way for a Sustainable future

Banking book Non-profit sensitive RM’000 726,005 – – – 744,521 (554,727) 192,574 192,425 1,300,798

Over 5 years RM’000 – – – 3,846,980 2,282,468 – – – 6,129,448

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1-5 years RM’000 – – – 6,725,858 1,030,556 – – – 7,756,414

>3-12 months RM’000 – – – 1,226,955 42,052 – – – 1,269,007

>1-3 months RM’000 – – – 678,405 442,090 – – – 1,120,495 * this is arrived at after deducting impairment allowances from the outstanding gross impaired financing. adhering to the best Governance Practices
FINANCIAL RISk MANAGEMENT POLICIES (CONTINUED)

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Up to 1 month RM’000 4,490,732 79,793 50,683,675 55,254,200 Laying the Foundation for Financial Growth
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Market risk (continued) Banking (continued) profit rate risk (continued) (i) Bank Islam As at 31 December 2020 Assets cash and short-term funds and deposits and placements with financial institutions financial assets at fvtPl derivative financial assets financial assets at fvoci financing, advances and others – non-impaired – impaired net of allowances * other financial assets at amortised cost Statutory deposits with bank

49.4 (a)

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24 th aGm information
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