Page 242 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS

for the financial year ended 31 december 2020 (continUed)

19 INVESTMENT ACCOUNTS OF CUSTOMERS
(a) By type and Shariah contract
Group
2020 2019
RM’000 RM’000
Unrestricted investment accounts
inteGrated annUal rePort 2020 Mudharabah 5,113,275 3,211,343
Without maturity:

2,880,046
– Savings
4,446,643
666,632
331,297
– Demands
With maturity:
6,908,837
9,797,543
Wakalah 12,022,112 6,586,200
236
Restricted investment accounts (“RA”) managed by Bank Islam ^
With maturity: 11,915 35,062
Wakalah
bimb holdinGS berhad 199701008362 (423858-X) (b) ^ ncluded in ra managed by bank islam is an arrangement between bank islam and its ultimate holding entity where

i
bank islam acts as the investment agent to manage and administer the ra with underlying assets amounting to
rm11,915,000 (2019: rm35,062,000).

By type of customer
Group
2020
2019
RM’000
RM’000
Government and statutory bodies 4,385,196 3,747,895
business enterprises 1,130,539 769,038
individuals 4,840,308 3,448,415
non-bank financial institutions 1,514,680 1,739,850
international islamic bank – 10,001
others 151,389 82,344

12,022,112 9,797,543