Page 241 - Full Book_24.4.2021
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NOTES TO THE
            FINANCIAL STATEMENTS                                                                                          in retrospect



                                                                                                                          |
            for the financial year ended 31 december 2020 (continUed)
                                                                                                                          the Will to Suceed


                                                                                                                          |
            18   DEPOSITS FROM CUSTOMERS
                 (a)   By type of deposit
                                                                                                            Group         achieving a leading repute
                                                                                                2020         2019
                                                                                              RM’000       RM’000
                                                                                                                          |
                       Savings deposits
                                                                                                                          Paving the Way for a Sustainable future
                       Qard                                                                 6,051,242    4,681,710
                       Demand deposits
                       Qard                                                                11,705,512   10,932,557

                       Term deposits                                                       32,663,484   31,033,213

                       Special investment deposit
                       Mudharabah                                                               3,662        3,915

                       General investment deposit                                                                      235
                       Mudharabah                                                             176,359      209,693

                       term deposit-i
                                                                                                                          adhering to the best Governance Practices
                       Tawarruq                                                            30,996,552   29,828,055
                       negotiable islamic debt certificates (“nidc”)                        1,486,911      991,550


                       Others                                                                 120,107      105,234
                       Total deposits                                                      50,540,345   46,752,714

                                                                                                                          |
                 (b)   Maturity structure of term deposits are as follows:
                       due within six months                                               18,012,901   12,084,789
                       more than six months to one year                                     9,616,026    7,183,724
                       more than one year to three years                                    2,261,549    9,056,935        Laying the Foundation for Financial Growth
                       more than three years to five years                                  2,773,008    2,707,765

                                                                                           32,663,484   31,033,213

                                                                                                                          |
                 (c)   By type of customer
                       domestic non-bank financial institutions                             6,364,914    7,167,970
                       business enterprises                                                20,921,604   19,656,635
                       Government and statutory bodies                                     13,033,032   11,479,529
                       individuals                                                          7,042,432    5,893,922        additional information & disclosure Summary
                       domestic banking institutions                                          718,962      149,839
                       others                                                               2,459,401    2,404,819

                                                                                           50,540,345   46,752,714
                                                                                                                          |
                                                                                                                          24 th  aGm information
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