BIMB Integrated Annual Report 2019

KEY POLICIES and GUIDELINES WITHIN BHB’S OPERATING UNITS 97 BIMB HOLDINGS BERHAD 199701008362 (423858-X) Shareholders’ Information Financial Statements Additional Information Disclosure Summary Anti-Money Laundering and Counter Financing of Terrorism Prevent business from being misused as a medium for suspicious activities Whistle-Blowing Policy An avenue for immediate reporting or disclosure of any wrongdoing, misconduct, malpractice or irregularity to the relevant authority Anti-Bribery and Corruption Policy (Bank Islam) Anti-Corruption Policy (Takaful Malaysia) Zero-tolerance policy towards corruption, bribery and unethical behaviour Personal Information Record and Management Framework (Takaful Malaysia) Established in accordance with requirements of BNM’s policy document on Management of Customer Information and Permitted Disclosure, and Code of Practice on Personal Data Protection for the Insurance and Takaful Industry Product Transparency and Disclosure Operational Guidelines (Bank Islam) Requirements for disclosure on products and services, including products and services promoted or sold by third party Vendor’s Code of Ethics (Bank Islam) A guideline for employees in carrying out the expected duties when dealing with vendors, sub-contractors and sub-vendors, and their staff Board Charter Our Board Charter contains the broad requirements that adhere to the principles of good corporate governance. In protecting the interests of BHB’s stakeholders, our Board of Directors is expected to be fully committed in promoting and sustaining a strong culture of good corporate governance and uphold high standards of business integrity and professionalism when carrying out their duties and responsibilities in line with ethical values and Islamic principles Directors’ Code of Ethics Our directors adhere to the Code of Ethics for Company Directors issued by the Companies Commission of Malaysia, which provides guidance for proper standards of conduct, sound and prudent business practices, as well as standards on ethical behaviour for directors based on the principles of integrity, responsibility and sincerity Shariah Principles We are licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia. In conducting Islamic finance businesses, we are guided by the Shariah Governance Framework