BIMB Integrated Annual Report 2019

36 INCOME ATTRIBUTABLE TO DEPOSITORS Group 2019 2018 RM’000 RM’000 Deposits from customers – Mudharabah Fund 8,371 9,730 – Non-Mudharabah Fund 1,280,517 1,226,749 Deposits and placements of banks and other financial institutions – Non-Mudharabah Fund 402 409 Recourse obligations on financing sold to Cagamas 71,201 42,750 1,360,491 1,279,638 37 INCOME ATTRIBUTABLE TO INVESTMENT ACCOUNT HOLDER Group 2019 2018 RM’000 RM’000 Unrestricted investment accounts – Mudharabah 9,987 5,530 – Wakalah 154,900 73,937 164,887 79,467 38 PERSONNEL EXPENSES Group Company Note 2019 2018 2019 2018 RM’000 RM’000 RM’000 RM’000 Salaries and wages 636,941 606,157 4,310 5,755 Chief Executive Officer, Directors and Shariah Supervisory Council members’ remuneration 41 24,735 23,507 1,972 2,327 Employees’ Provident Fund 78,521 76,120 493 612 Others 71,460 59,958 645 677 811,657 765,742 7,420 9,371 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2019 (CONTINUED) 256 Integrated Annual Report 2019 Group Overview Sustaining The Group Management Discussion & Analysis Group Governance