30. NET ALLOWANCE FOR IMPAIRMENT ON FINANCING AND ADVANCES Group and Bank 2024 RM’000 2023 RM’000 Net allowance for impairment on financing, advances and others: – Stage 1 (34,037) (54,103) – Stage 2 (58,567) 57,622 – Stage 3 311,440 269,371 Bad debts and financing recovered (124,208) (97,627) 94,628 175,263 31. INCOME ATTRIBUTABLE TO DEPOSITORS Group Bank 2024 RM’000 2023 RM’000 2024 RM’000 2023 RM’000 Deposits from customers: – Mudharabah fund 1,131 1,023 1,131 1,023 – Non-Mudharabah fund 1,619,309 1,584,733 1,620,260 1,585,086 Deposits and placements of banks and other financial institutions – Mudharabah fund 40 – 40 – – Non-Mudharabah fund 14,156 14,294 14,156 14,294 Recourse obligations on financing sold to Cagamas 74,530 101,668 74,530 101,668 Profit attributable on Securities sold under Sell and Buy Back Agreement 5,560 – 5,560 – 1,714,726 1,701,718 1,715,677 1,702,071 32. INCOME ATTRIBUTABLE TO INVESTMENT ACCOUNT HOLDERS Group Bank 2024 RM’000 2023 RM’000 2024 RM’000 2023 RM’000 Unrestricted investment accounts – Mudharabah 128,797 112,669 128,797 112,669 – Wakalah 281,487 237,800 282,492 239,297 410,284 350,469 411,289 351,966 359 w w w . b a n k i s l a m. c o m 01 02 03 04 05 06 07 08 FINANCIAL STATEMENTS 09
RkJQdWJsaXNoZXIy NDgzMzc=