BIMB Integrated Annual Report 2019

Responsibility to the Society Bank Islam’s Personal Financing business has always been geared towards lending support to the employees and workers in the health and education sectors. The Bank focuses on nurses and medical practitioners who are frontline personnel in ensuring the health of our society. The Bank also expends its effort in supporting teachers and lecturers who are largely responsible in guiding and inculcating the necessary values into our future generation. The “New Al-Awfar”, launched during the year under review, offers more attractive prizes for depositors, including an increase in the value of prizes of up to RM14 million. Al-Awfar, which was first introduced in 2009, is the first-of-its-kind investment account product with an attractive prize offer. Al-Awfar is a low-risk investment account based on Mudarabah concept where funds are invested in existing House Financing and Fixed Assets portfolio to ensure a strong sustainable investment. The “New Al-Awfar” offers opportunities for more winners with more exclusive prizes. With the incentive of prize offerings, Al-Awfar helps to promote bank savings among the general public, while offering them the chance to gain considerable returns from their deposit accounts. Personal Financing-i Al-Awfar 79 BIMB HOLDINGS BERHAD 199701008362 (423858-X) Shareholders’ Information Financial Statements Additional Information Disclosure Summary