BIMB Integrated Annual Report 2019

48 FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 48.4 Market risk (continued) (b) Takaful (continued) (i) Profit yield risk (continued) A change of 50 basis points in profit rates at the end of the reporting period would increase/(decrease) other comprehensive income/equity, Family and General Takaful participants’ fund by the amounts shown below. This analysis assumes that all other variables remain constant. Change Impact on Impact on Impact on in profit Impact on operating participants’ variables after tax equity* surplus fund Takaful Malaysia RM’000 RM’000 RM’000 RM’000 Group 2019 FVTPL financial assets +50bps (821) (821) (4,011) (4,011) FVOCI financial assets +50bps – (13,932) – (171,751) (821) (14,753) (4,011) (175,762) FVTPL financial assets -50bps 854 854 4,199 4,199 FVOCI financial assets -50bps – 14,863 – 184,903 854 15,717 4,199 189,102 2018 FVTPL financial assets +50bps (60) (60) (1,622) (1,622) FVOCI financial assets +50bps – (11,279) – (147,505) (60) (11,339) (1,622) (149,127) FVTPL financial assets -50bps 61 61 1,656 1,656 FVOCI financial assets -50bps – 11,437 – 157,575 61 11,498 1,656 159,231 * Impact on equity reflects adjustments for tax, when applicable. NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2019 (CONTINUED) 291 BIMB HOLDINGS BERHAD 199701008362 (423858-X) Shareholders’ Information Financial Statements Additional Information Disclosure Summary