BIMB Integrated Annual Report 2019

48 FINANCIAL RISK MANAGEMENT POLICIES (CONTINUED) 48.4 Market risk (continued) (a) Banking (continued) (i) Profit rate risk (continued) Banking book Bank Islam Up to 1 >1-3 >3-12 1-5 Over 5 Non-profit Trading Effective As at month months months years years sensitive book Total rate 31 December 2018 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 % Assets Cash and short-term funds and deposits and placements with financial institutions 3,632,629 – 328 – – 891,697 – 4,524,654 2.15 Financial assets at FVTPL – – – – – – 364,959 364,959 3.40 Derivative financial assets – – – – – – 34,148 34,148 0.99 Financial assets at FVOCI 500,513 316,389 718,753 5,796,612 4,022,032 – – 11,354,299 4.29 Financing advances and others – non-impaired 41,418,822 486,810 64,533 1,285,416 2,427,881 360,986 – 46,044,448 5.81 – impaired net of allowances * – – – – – (363,768) – (363,768) Other financial assets at amortised cost – – – – – 124,143 – 124,143 Statutory deposits with Bank Negara Malaysia – – – – – 1,602,284 – 1,602,284 Total assets 45,551,964 803,199 783,614 7,082,028 6,449,913 2,615,342 399,107 63,685,167 Note 54 * This is arrived at after deducting impairment allowances from the outstanding gross impaired financing. NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2019 (CONTINUED) 286 Integrated Annual Report 2019 Group Overview Sustaining The Group Management Discussion & Analysis Group Governance