BIMB Integrated Annual Report 2019

19 INVESTMENT ACCOUNTS OF CUSTOMERS (CONTINUED) (c) Movement of investment accounts of customers Restricted Investment Unrestricted investment accounts Accounts Mudharabah Wakalah Total Wakalah Group RM’000 RM’000 RM’000 RM’000 As at 1 January 2018 1,994,491 1,974,853 3,969,344 124,384 Funding inflows/(outflows): Net movement 594,825 – 594,825 – New placement – 1,089,909 1,089,909 6,000 Redemption/Principal repayment – (696,338) (696,338) (60,080) Income from investment 122,522 112,315 234,837 8,898 Bank Islam’s share of profit: Profit distributed to Mudharib (116,992) – (116,992) – Wakalah fees – (37,932) (37,932) (485) As at 31 December 2018/1 January 2019 2,594,846 2,442,807 5,037,653 78,717 Funding inflows/(outflows): Net movement 606,511 – 606,511 – New placement – 5,100,994 5,100,994 – Redemption/Principal repayment – (1,112,542) (1,112,542) (48,030) Income from investment 148,478 231,833 380,311 4,821 Bank Islam’s share of profit: Profit distributed to Mudharib (138,492) – (138,492) – Wakalah fees – (76,892) (76,892) (446) As at 31 December 2019 3,211,343 6,586,200 9,797,543 35,062 Investment portfolio: 2018 House financing 2,594,846 1,221,678 3,816,524 – Personal financing – 1,221,129 1,221,129 – Other term financing – – – 78,717 2,594,846 2,442,807 5,037,653 78,717 2019 House financing 3,211,343 3,293,385 6,504,728 – Personal financing – 3,292,815 3,292,815 – Other term financing – – – 35,062 3,211,343 6,586,200 9,797,543 35,062 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2019 (CONTINUED) 237 BIMB HOLDINGS BERHAD 199701008362 (423858-X) Shareholders’ Information Financial Statements Additional Information Disclosure Summary