BIMB Integrated Annual Report 2019

18 DEPOSITS FROM CUSTOMERS (a) By type of deposit Group 2019 2018 RM’000 RM’000 Savings deposits Qard 4,681,710 4,410,537 Demand deposits Qard 10,932,557 10,644,574 Term deposits 31,033,213 34,284,831 Special Investment Deposit Mudharabah 3,915 6,252 General Investment Deposit Mudharabah 209,693 287,013 Term Deposit-i Tawarruq 29,828,055 30,309,186 Negotiable Islamic Debt Certificates (“NIDC”) 991,550 3,682,380 Others 105,234 93,604 Total deposits 46,752,714 49,433,546 (b) Maturity structure of term deposits are as follows: Due within six months 12,084,789 15,986,833 More than six months to one year 7,183,724 9,685,300 More than one year to three years 9,056,935 6,484,593 More than three years to five years 2,707,765 2,128,105 31,033,213 34,284,831 (c) By type of customer Domestic non-bank financial institutions 7,167,970 11,923,695 Business enterprises 19,656,635 16,725,704 Government and statutory bodies 11,479,529 12,049,184 Individuals 5,893,922 5,199,550 Domestic banking institutions 149,839 1,634,224 Others 2,404,819 1,901,189 46,752,714 49,433,546 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2019 (CONTINUED) 235 BIMB HOLDINGS BERHAD 199701008362 (423858-X) Shareholders’ Information Financial Statements Additional Information Disclosure Summary