BIMB Integrated Annual Report 2019

Syarikat Al-Ijarah Sdn. Bhd. Syarikat Al-Ijarah Sdn. Bhd. (“Syarikat Al-Ijarah”) was incorporated in 1983 as a private limited company. Its principal business activity is to seek and acquire assets, including properties, to be leased for the use of companies within BHB Group. MALAYSIA’S FIRST ISLAMIC BANK BANK ISLAM MALAYSIA BERHAD Bank Islam Malaysia Berhad (“Bank Islam”) was specifically created in 1983 to operate in full accordance with Shariah rules and principles, becoming the first full-fledged Islamic banking institution in Malaysia and Southeast Asia. Its creation acts as the catalyst for the rapid growth of the region’s Islamic financial industry, spawning numerous banking entities in Malaysia and abroad. Primarily a retail bank, Bank Islam offers a diversified range of solutions that meet its customers’ financial needs. The Bank’s structured operations and capable people from its consumer, deposit, corporate, commercial, SME and treasury businesses are dedicated to deliver exceptional banking experience to more than four million of its customers. It currently has the widest dedicated Islamic banking network in Malaysia with 144 branches and over 954 self-service terminals nationwide. MALAYSIA’S FIRST AND ONLY PUBLIC-LISTED TAKAFUL OPERATOR SYARIKAT TAKAFUL MALAYSIA KELUARGA BERHAD Syarikat Takaful Malaysia Berhad (“STMB”) was incorporated on 29 November 1984. The Company has a paid up capital of RM196.8 million with total assets of RM10.3 billion at Group level as at 31 December 2019. In accordance with the Islamic Financial Services Act 2013 (“IFSA”), STMB separated its composite licence into two (2) licensed entities. STMB, now known as Syarikat Takaful Malaysia Keluarga Berhad (“STMKB”) manages the Family Takaful business whilst Syarikat Takaful Malaysia Am Berhad (“STMAB”) manages the General Takaful business. STMKB is the holding company and owns 100% of STMAB. Both STMKB and STMAB operate through a combined network of service centres across 24 locations nationwide. MALAYSIA’S FIRST AND ONLY SHARIAH-COMPLIANT STOCKBROKING COMPANY BIMB SECURITIES SDN. BHD. Established in 1994, BIMB Securities Sdn. Bhd. (“BIMB Securities”) is the first and only full-fledged Shariah-compliant stockbroking company in Malaysia. It provides an avenue for the investing public to trade in Shariah-compliant securities as well as other related services including share margin financing, investment advisory, nominees and custodian services, corporate advisory, underwriting and placement services. As a registered Shariah Adviser under Securities Commission, BIMB Securities also provides Shariah advisory services for Islamic capital market products (“ICM”) including Islamic investment funds, sukuk issuance and other approved ICM instruments, which is particularly useful for fund managers who do not have in-house Shariah advisers or any companies that seek third-party opinions on Shariah-related matters. 21 BIMB HOLDINGS BERHAD 199701008362 (423858-X) Shareholders’ Information Financial Statements Additional Information Disclosure Summary