BIMB Integrated Annual Report 2019

8 FINANCING, ADVANCES AND OTHERS (continued) (a) By type and Shariah contract (continued) Included in financing, advances and others are house financing and personal financing that are used for the underlying assets of Unrestricted Investment Accounts (“URIA”) and financing sold to Cagamas with recourse to the Group. The details are as follows: Group Note 2019 2018 RM’000 RM’000 House financing Unrestricted Investment Accounts 19 6,504,728 3,816,524 Sold to Cagamas with recourse 20 1,501,187 1,501,187 8,005,915 5,317,711 Personal financing Unrestricted Investment Accounts 19 3,292,815 1,221,129 (b) By type of customer Group 2019 2018 RM’000 RM’000 Domestic non-bank financial institutions 1,595,043 1,637,318 Domestic business enterprise 8,384,026 6,924,836 Small & medium enterprises 2,017,946 2,092,024 Government and statutory bodies 729,905 601,285 Individuals 37,227,020 35,069,160 Other domestic entities 71,582 18,947 Foreign entities 198,447 126,815 50,223,969 46,470,385 (c) By profit rate sensitivity Fixed rate: House financing 985,880 1,073,575 Others 3,700,354 3,102,294 Floating rate: House financing 19,299,203 17,636,273 Others 26,238,532 24,658,243 50,223,969 46,470,385 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2019 (CONTINUED) 217 BIMB HOLDINGS BERHAD 199701008362 (423858-X) Shareholders’ Information Financial Statements Additional Information Disclosure Summary