Page 288 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS

for the financial year ended 31 december 2020 (continUed)

49 FINANCIAL RISk MANAGEMENT POLICIES (CONTINUED)
49.3 Credit risk (continued)
Maximum exposure to credit risk (continued)
Banking (continued)
(b) Financing, advances and others (continued)
inteGrated annUal rePort 2020 as mentioned in note 2.1(a)(i), the Government has introduced certain measures to assist customers experiencing
Relief and support measures

temporary financial constraints due to the pandemic. the table below summarised total payment moratoriums and
repayment assistances granted to the affected customers:
Matured
and
repaying as
per revised Missed Total
schedules Extended payments granted
282
RM’000 RM’000 RM’000 RM’000
consumer 30,346,281 2,869,399 313,404 33,529,084
17,388,738
19,340,871
1,801,123
Mortgages
151,010
bimb holdinGS berhad 199701008362 (423858-X) commercial 32,954,535 1,165,548 334,332 – 37,879,938
131,952
1,403,069
1,247,353
23,764
Hire purchase
11,710,190
Personal financing
138,630
936,324
12,785,144
756,016
1,942,492
20,928
468,414
20,928
1,147,066
of which SME
657,724
556,124
corporate
2,408,362
1,852,238
4,591,071
as a percentage of total:
Consumer
0.8%
100.0%
Mortgages 90.5% 8.6% 0.9% 100.0%
9.3%
89.9%
Hire purchase 88.9% 9.4% 1.7% 100.0%
Personal financing 91.6% 7.3% 1.1% 100.0%
Commercial 38.9% 60.0% 1.1% 100.0%
of which SME 57.3% 40.9% 1.8% 100.0%
Corporate 76.9% 23.1% – 100.0%
87.0% 12.1% 0.9% 100.0%