Page 266 - Full Book_24.4.2021

NOTES TO THE
FINANCIAL STATEMENTS

for the financial year ended 31 december 2020 (continUed)

35 NET ALLOwANCE FOR IMPAIRMENT ON FINANCING AND ADVANCES
Group
2020 2019
RM’000 RM’000

net allowance for impairment on financing, advances and others
– Stage 1 228,646 24,186
inteGrated annUal rePort 2020 – Stage 3 208,671 (107,141)
1,661
20,032
– Stage 2
57,880
146,611
(79,516)
bad debts and financing recovered

83,688
INCOME ATTRIBUTABLE TO DEPOSITORS
36
Group
2020 2019
260
RM’000 RM’000
deposits from customers 909,921 1,280,517
4,758
– mudharabah fund
8,371
bimb holdinGS berhad 199701008362 (423858-X) 37 – non-mudharabah fund 986,213 1,360,491
– non-mudharabah fund
deposits and placements of banks and other financial institutions
421
402
71,113
recourse obligations on financing sold to cagamas
71,201

INCOME ATTRIBUTABLE TO INVESTMENT ACCOUNT HOLDERS
Group
2019
2020
RM’000 RM’000
Unrestricted investment accounts
– Mudharabah 10,609 9,987
– Wakalah 201,461 154,900

212,070 164,887