Page 221 - Full Book_24.4.2021
P. 221

NOTES TO THE
            FINANCIAL STATEMENTS                                                                                          in retrospect



                                                                                                                          |
            for the financial year ended 31 december 2020 (continUed)
                                                                                                                          the Will to Suceed


                                                                                                                          |
            8    FINANCING, ADVANCES AND OTHERS (CONTINUED)
                 (a)   By type and Shariah contract (continued)
                       included in financing, advances and others are house financing and personal financing that are used for the underlying   achieving a leading repute
                       assets of Unrestricted  investment  accounts (“Ua”) and financing sold to  cagamas with recourse to the Group.
                       the details are as follows:
                                                                                                                          |
                                                                                                            Group
                                                                                    Note        2020         2019
                                                                                              RM’000       RM’000
                       house financing                                                                                    Paving the Way for a Sustainable future
                         Unrestricted investment accounts                            19     8,567,694    6,504,728
                         Sold to cagamas with recourse                               20     1,501,187    1,501,187

                                                                                           10,068,881    8,005,915


                       Personal financing                                                                              215
                         Unrestricted investment accounts                            19     3,454,418    3,292,815


                 (b)   By type of customer
                                                                                                            Group
                                                                                                2020         2019
                                                                                              RM’000       RM’000         adhering to the best Governance Practices
                       domestic non-bank financial institutions                             1,473,316    1,595,043
                       domestic business enterprise                                         9,859,263    8,384,026
                       Small & medium enterprises                                           1,799,003    2,017,946
                       Government and statutory bodies                                        743,051      729,905        |
                       individuals                                                         41,353,603   37,227,020
                       other domestic entities                                                102,008       71,582
                       foreign entities                                                       268,352      198,447
                                                                                           55,598,596   50,223,969        Laying the Foundation for Financial Growth


                 (c)   By profit rate sensitivity

                       fixed rate:
                         house financing                                                      732,437      985,880        |
                                                                                                                          additional information & disclosure Summary
                         others                                                             3,859,673    3,700,354
                       floating rate:
                         house financing                                                   21,485,764   19,299,203
                         others                                                            29,520,722   26,238,532

                                                                                           55,598,596   50,223,969



                                                                                                                          |
                                                                                                                          24 th  aGm information
   216   217   218   219   220   221   222   223   224   225   226