Financial Year Ended 31 December 2025 2024 2023 2022 2021
No. of Months 9 months
Unaudited
12 months
Audited
12 months
Audited
12 months
Audited
12 months
Audited
Operating Results
Total Revenue (RM'000) 3,782,377 4,699,637 4,529,341 3,576,354 3,167,757
Income Attributable to Depositors and Investment Account Holders (RM'000) 1,733,205 2,125,010 2,052,187 1,266,408 978,815
Profit Before Zakat and Tax ("PBZT") (RM'000) 519,701 773,125 746,829 746,866 704,221
Profit After Zakat and Tax ("PAZT") (RM'000) 382,184 571,084 553,050 491,672 534,305
Net Profit Attributable to Equity Holders of the Bank ("PATAMI") (RM'000) 382,184 571,084 553,050 491,672 534,305
 
Key Statements of Financial Position Items
Total Assets (RM'000) 102,716,985 96,803,156 90,961,874 89,851,671 80,156,214
Total Financing (RM'000) 72,638,597 69,481,253 66,817,115 64,901,994 58,153,769
of which:
Gross Impaired Financing (RM'000) 763,651 742,257 635,966 835,232 568,383
Investment in Securities (RM'000) 24,626,261 20,472,228 16,856,207 15,447,801 15,535,542
Deposits from Customers (RM'000) 64,080,323 62,328,876 59,016,131 60,707,504 57,338,834
Investment Accounts of Customers (RM'000) 19,678,818 18,618,240 17,073,156 14,461,439 10,452,902
CASATIA (RM'000) 30,023,233 32,132,405 30,386,294 27,685,071 26,831,031
Shareholders' Equity (RM'000) 8,036,357 7,656,082 7,400,212 6,796,243 6,399,938
of which:
Share Capital (RM'000) 3,888,725 3,888,725 3,888,725 3,645,043 3,445,757
 
Ratio Analysis
Return on Equity (based on PBZT) (%) 9.1 10.3 10.5 11.3 11.1
Return on Assets (based on PBZT) (%) 0.7 0.8 0.8 0.9 0.9
Return on Equity (based on PAZT) (%) 6.7 7.6 7.8 7.5 8.4
Return on Assets (based on PAZT) (%) 0.5 0.6 0.6 0.6 0.7
Cost Income Ratio (%) 65.2 64.5 60.9 59.8 57.0
Financing to Available Fund Ratio (%) 75.6 75.6 78.7 76.6 79.0
CASATIA Ratio (%) 35.8 39.7 39.9 36.8 39.6
Gross Impaired Financing Ratio (%) 1.04 1.06 0.94 1.27 0.96
Financing Loss Coverage (%) 146.08 145.27 153.26 140.78 187.19
Total Capital Ratio (%) 20.30 20.00 19.89 19.39 18.56
Earnings Per Share (sen) 16.86 25.20 24.57 22.86 21.87
Gross Dividend Per Share (sen) 10.00  15.12 16.81 13.80 10.93
Net Assets per Share (RM) 3.55 3.38 3.27 3.15 3.08