| Financial Year Ended 31 December | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| No. of Months | 12 months Audited |
12 months Audited |
12 months Audited |
12 months Audited |
12 months Audited |
| Income derived from investment of depositors' funds | 3,507,615 | 3,418,647 | 3,263,158 | 2,585,912 | 2,260,072 |
| Income derived from investment account funds | 836,462 | 709,970 | 716,208 | 587,924 | 497,538 |
| Income derived from investment of shareholders' funds | 745,619 | 571,020 | 549,964 | 402,459 | 458,750 |
| Net allowance for impairment on financing and advances, net of recoveries | (151,942) | (94,628) | (175,263) | (140,032) | (190,738) |
| Loss on modification of financial assets | - | - | - | - | (48,911) |
| Net allowance for impairment on other financial assets | 5,718 | 62 | (3,698) | 959 | (7,406) |
| Direct expenses | (30,503) | (27,794) | (18,596) | (11,414) | (10,938) |
| Total distributable income | 4,912,969 | 4,577,277 | 4,331,773 | 3,425,808 | 2,958,367 |
| Wakalah fees from restricted investment accounts | - | - | 11 | 59 | 308 |
| Income attributable to depositors | (1,825,761) | (1,714,726) | (1,701,718) | (1,072,342) | (818,688) |
| Income attributable to investment account holders | (489,276) | (410,284) | (350,469) | (194,066) | (160,127) |
| Total net income | 2,597,932 | 2,452,267 | 2,279,597 | 2,159,459 | 1,979,860 |
| Personnel expenses | (1,002,137) | (933,215) | (861,251) | (821,955) | (723,830) |
| Other overhead expenses | (682,367) | (612,469) | (559,968) | (483,467) | (461,922) |
| 913,428 | 906,583 | 858,378 | 854,037 | 794,108 | |
| Finance cost | (179,219) | (134,852) | (111,549) | (107,171) | (89,887) |
| Share of profits in associates | 1,850 | 1,394 | - | - | - |
| Profit before zakat and tax | 736,059 | 773,125 | 746,829 | 746,866 | 704,221 |
| Zakat | (12,838) | (13,991) | (11,544) | (13,682) | (12,275) |
| Tax expense | (165,979) | (188,050) | (182,235) | (241,512) | (157,641) |
| Profit for the period/year | 557,242 | 571,084 | 553,050 | 491,672 | 534,305 |
| Attributable to: | |||||
| Equity holders of the Bank | 557,242 | 571,084 | 553,050 | 491,672 | 534,305 |
| Non-controlling interest | - | - | - | - | - |
| Profit for the period/year | 557,242 | 571,084 | 553,050 | 491,672 | 534,305 |
| Other comprehensive income, net of tax: | |||||
| Items that are or may be reclassified subsequently to profit or loss | |||||
| Currency translation differences in respect of Labuan operations | (12,532) | 9,366 | (2,997) | 11,076 | (14,774) |
| Movement in fair value reserve (debt instruments): | |||||
| Net change in fair value | 180,311 | 60,672 | 274,346 | (101,101) | (303,103) |
| Changes in expected credit losses | 14,144 | 637 | (4,142) | (3,975) | (6,834) |
| Net amount transferred to profit or loss | (104,892) | (54,477) | (62,731) | (1,181) | (87,903) |
| Income tax effect relating to components of other comprehensive income | (21,495) | (1,919) | (49,680) | 26,171 | 94,671 |
| Items that will not be reclassified to profit or loss | |||||
| Movement in fair value reserve (equity instruments): | |||||
| Net change in fair value | 124,237 | 15,807 | 13,743 | (1,495) | 13,583 |
| Other comprehensive income for the period/year, net of tax | 179,773 | 30,086 | 168,539 | (70,505) | (304,360) |
| Total comprehensive income for the period/year | 737,015 | 601,170 | 721,589 | 421,167 | 229,945 |
| Attributable to: | |||||
| Equity holders of the Bank | 737,015 | 601,170 | 721,589 | 421,167 | 229,945 |
| Non-controlling interest | - | - | - | - | - |
| Profit for the period/year | 737,015 | 601,170 | 721,589 | 421,167 | 229,945 |
| Earnings per share (sen) | 24.59 | 25.20 | 24.57 | 22.86 | 21.87 |