| Financial Year Ended 31 December | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| No. of Months | 6 months Unaudited |
12 months Audited |
12 months Audited |
12 months Audited |
12 months Audited |
| Income derived from investment of depositors' funds | 1,728,959 | 3,507,615 | 3,418,647 | 3,263,158 | 2,585,912 |
| Income derived from investment account funds | 494,559 | 836,462 | 709,970 | 716,208 | 587,924 |
| Income derived from investment of shareholders' funds | 388,020 | 745,619 | 571,020 | 549,964 | 402,459 |
| Net allowance for impairment on financing and advances, net of recoveries | (143,003) | (151,942) | (94,628) | (175,263) | (140,032) |
| Net allowance for impairment on other financial assets | 324 | 5,718 | 62 | (3,698) | 959 |
| Direct expenses | (16,486) | (30,503) | (27,794) | (18,596) | (11,414) |
| Total distributable income | 2,452,373 | 4,912,969 | 4,577,277 | 4,331,773 | 3,425,808 |
| Wakalah fees from restricted investment accounts | - | - | - | 11 | 59 |
| Income attributable to depositors | (903,894) | (1,825,761) | (1,714,726) | (1,701,718) | (1,072,342) |
| Income attributable to investment account holders | (274,332) | (489,276) | (410,284) | (350,469) | (194,066) |
| Total net income | 1,274,147 | 2,597,932 | 2,452,267 | 2,279,597 | 2,159,459 |
| Personnel expenses | (504,023) | (1,002,137) | (933,215) | (861,251) | (821,955) |
| Other overhead expenses | (335,411) | (682,367) | (612,469) | (559,968) | (483,467) |
| 434,713 | 913,428 | 906,583 | 858,378 | 854,037 | |
| Finance cost | (97,977) | (179,219) | (134,852) | (111,549) | (107,171) |
| Share of profits in associates | 546 | 1,850 | 1,394 | - | - |
| Profit before zakat and tax | 337,282 | 736,059 | 773,125 | 746,829 | 746,866 |
| Zakat | (6,034) | (12,838) | (13,991) | (11,544) | (13,682) |
| Tax expense | (77,094) | (165,979) | (188,050) | (182,235) | (241,512) |
| Profit for the period/year | 254,154 | 557,242 | 571,084 | 553,050 | 491,672 |
| Attributable to: | |||||
| Equity holders of the Bank | 254,154 | 557,242 | 571,084 | 553,050 | 491,672 |
| Non-controlling interest | - | - | - | - | - |
| Profit for the period/year | 254,154 | 557,242 | 571,084 | 553,050 | 491,672 |
| Other comprehensive income, net of tax: | |||||
| Items that are or may be reclassified subsequently to profit or loss | |||||
| Currency translation differences in respect of Labuan operations | 90 | (12,532) | 9,366 | (2,997) | 11,076 |
| Movement in fair value reserve (debt instruments): | |||||
| Net change in fair value | (21,211) | 180,311 | 60,672 | 274,346 | (101,101) |
| Changes in expected credit losses | 22 | 14,144 | 637 | (4,142) | (3,975) |
| Net amount transferred to profit or loss | (36,962) | (104,892) | (54,477) | (62,731) | (1,181) |
| Income tax effect relating to components of other comprehensive income | (26,825) | (21,495) | (1,919) | (49,680) | 26,171 |
| Items that will not be reclassified to profit or loss | |||||
| Movement in fair value reserve (equity instruments): | |||||
| Net change in fair value | (8,391) | 124,237 | 15,807 | 13,743 | (1,495) |
| Other comprehensive income for the period/year, net of tax | (93,277) | 179,773 | 30,086 | 168,539 | (70,505) |
| Total comprehensive income for the period/year | 160,877 | 737,015 | 601,170 | 721,589 | 421,167 |
| Attributable to: | |||||
| Equity holders of the Bank | 160,877 | 737,015 | 601,170 | 721,589 | 421,167 |
| Non-controlling interest | - | - | - | - | - |
| Profit for the period/year | 160,877 | 737,015 | 601,170 | 721,589 | 421,167 |
| Earnings per share (sen) | 11.21 | 24.59 | 25.20 | 24.57 | 22.86 |