WHO WE ARE Bank Islam, established on 1 July 1983 (20 Ramadan 1403H) holds the distinction of being Malaysia’s inaugural Islamic bank and the first publicly listed Islamic bank in the Main Market of Bursa Malaysia on 8 October 2021. A full-fledged, pure-play Islamic bank with 135 branches and over 900 Cash Dispensing Machines nationwide, Bank Islam provides banking and financial solutions that strictly adhere to the Shariah rules and principles. Our commitment remains steadfast towards fostering sustainable prosperity and upholding ESG values. Bank Islam is an official UN Global Compact Malaysia and Brunei participant, reflecting our commitment to global sustainability goals. Our core subsidiaries, BIMB Investment Management Berhad and BIMB Securities Sdn Bhd, are pioneers in Islamic financial services, namely investment and stockbroking. We strive to create opportunities and improve lives by offering end-to-end financial solutions for our diverse customers, stakeholders, and communities. As the leading Islamic bank in Malaysia, we nurture responsible growth and progress, using our expertise and experience to help our customers achieve success and build a sustainable future for all. VISION The bank that advances prosperity for all MISSION To provide solutions that deliver value RETURN ON EQUITY (AFTER PAZT) 7.6% DIVIDEND PAID RM345.0 million NET PROFIT (PROFIT AFTER ZAKAT AND TAX (PAZT)) RM571.1 million PROFIT BEFORE ZAKAT AND TAX RM773.1 million TOTAL ASSETS RM96.8 billion OUR BRAND PROMISE Assuring Trust. Delivering Value. T Think Customer A Act with Integrity A Advance Beyond T Take Charge TAAT VALUES HIGHLIGHTS Launched Ihsan Sustainability Investment Account (ISIA) 2.0, a Value-based Impact Investment, offering a unique avenue for purposeful investment in UNSDG-aligned financing assets with a social impact contribution through the zakat or Sadaqa House feature Won the Islamic Finance News (IFN) Most Innovative Islamic Bank 2024 335 million transactions via online platforms BUSINESS HIGHLIGHTS EMPLOYEE ENGAGEMENT INDEX 91% Disbursed RM12.3 million through the Blended Financing Programme to nurture 413 underbanked microentrepreneurs to become bankable Disbursed RM1.4 million to assist 109 asnaf microentrepreneurs through BangKIT Business Grant Disbursed RM3.9 million for Education Fund to ensure underserved children received quality education inclusive of 109 orphans Paid RM11.4 million Zakat Environmental Economic Social 12 environmentfriendly branches and contact centres nationwide Established the Group Sustainability Policy, which incorporates our Sustainability and Climate Disclosure Policy. The first bank in Malaysia to certify 86 Certified Green Finance Advisors developed in collaboration with the Asian Banking School (ABS). Surpassed our previous Shariah-ESG asset target and shifted our focus to Sustainable Finance. RM25.7 BILLION IN SUSTAINABLE FINANCE AND TREASURY ASSETS, COVERING AN EXPANDED SCOPE (previously measured by approved green financing: FY2023 – RM4.5 billion). SUSTAINABILITY HIGHLIGHTS Achieved a 59% reduction in carbon emissions at our first environment-friendly branch, and launched plans to introduce eight more branches by 2030 to achieve our carbon neutrality goal. Launched BIMB Mobile and BIMB Web for an improved user experience, seamless navigation and enhanced security. Bank Islam Malaysia Berhad ◆ Integrated Annual Report 2024 4 Overview of Bank Islam 2024 Key Highlights
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