Bank Islam Integrated Annual Report 2024

9. INVESTMENT ACCOUNT (CONTINUED) 9.3 IA Performance 31 December 2024 31 December 2023 RM’000 RM’000 Gross Exposure: Financing funded by UA RM18,621,143 RM17,092,594 % % Return on Assets (ROA) 4.82% 4.72% Average Net Distributable Income 4.62% 4.62% Average/Proportion Net Distributable Income Attributable to the IAH 2.42% 2.27% Average Profit-Sharing Ratio/Return to the IAH 52.38% 49.12% RM’000 RM’000 Impaired assets/financing funded by UA (Group-wide) 742,257 620,175 Total allowance for UA 32,710 16,039 GROUP CHIEF EXECUTIVE OFFICER ATTESTATION In accordance with BNM’s CAFIB Disclosure Requirements (Pillar 3), I hereby attest that to the best of my knowledge, the disclosures contained in Bank Islam Malaysia Berhad’s Pillar 3 Disclosure report for the financial year ended 31 December 2024 are consistent with the manner in which the Group and the Bank assesses and manages its risk, and are not misleading in any particular way. Dato’ Mohd Muazzam Mohamed Group Chief Executive Officer, Bank Islam Malaysia Berhad Bank Islam Malaysia Berhad ◆ Integrated Annual Report 2024 490 Pillar 3 Disclosure as at 31 December 2024

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