Bank Islam Integrated Annual Report 2024

4. CREDIT RISK (CONTINUED) 4.5 Credit Quality of Gross Financing and Advances (continued) (d) Gross Financing and Advances – Exposures by Geographical Areas 31 December 2024 RM’000 Of Which: Gross Financing Past Due But Not Impaired Financing Impaired Financing Individual Allowances Collective Allowances Central Region 32,768,379 379,881 300,927 78,151 335,374 Eastern Region 10,455,836 94,467 118,897 17,611 62,491 Northern Region 9,648,454 110,637 194,828 20,290 68,208 Southern Region 11,919,430 133,779 73,481 3,418 81,221 East Malaysia Region 5,439,812 95,671 54,124 10,378 60,016 Grand Total 70,231,910 814,435 742,257 129,848 607,310 31 December 2023 RM’000 Of Which: Gross Financing Past Due But Not Impaired Financing Impaired Financing Individual Allowances Collective Allowances Central Region 31,685,138 342,546 255,845 21,232 446,073 Eastern Region 10,201,039 93,164 123,233 22,830 77,897 Northern Region 9,175,037 97,586 152,661 – 81,501 Southern Region 11,468,449 120,922 73,459 3,625 98,906 East Malaysia Region 5,095,127 56,549 30,769 1,448 54,163 Grand Total 67,624,790 710,766 635,967 49,135 758,540 449 w w w . b a n k i s l a m. c o m 01 02 03 04 05 06 07 08 FINANCIAL STATEMENTS 09

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