Bank Islam Integrated Annual Report 2024

2. CAPITAL ADEQUACY (CONTINUED) 2.4 Capital Adequacy Ratios (continued) (b) CET I, Tier I and Tier II capital components of the Group and of the Bank (continued): 31.12.2023 Group RM’000 Bank RM’000 Tier I Capital Paid-up share capital 3,888,725 3,888,725 Share Premium – – Retained earnings 3,257,009 3,348,297 Other reserves 254,478 143,590 Less: Deferred tax assets (174,728) (173,756) Less: 55% of fair value – – Less: Regulatory reserve attributable to financing (167,000) (167,000) Less: Investment in subsidiaries – (344,049) Less: Intangible Assets (50,354) (50,354) Total Common Equity Tier I Capital 7,008,130 6,645,454 Total Additional Tier I Capital 500,000 500,000 Total Tier I Capital 7,508,130 7,145,454 Subordinated Sukuk 1,800,000 1,800,000 Collective assessment allowance^ 562,500 557,167 Total Tier II Capital 2,362,500 2,357,167 Total Capital 9,870,630 9,502,621 ^ Collective assessment allowance on non-impaired financing and regulatory reserve subject to maximum of 1.25% of total credit risk-weighted assets after deducting IA as Risk Absorbent. 437 w w w . b a n k i s l a m. c o m 01 02 03 04 05 06 07 08 FINANCIAL STATEMENTS 09

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