42. FINANCIAL RISK MANAGEMENT (CONTINUED) Overview (continued) (c) Market risk (continued) Profit rate risk (continued) Bank 2024 Banking book Trading book RM’000 Total RM’000 Effective profit rate % Up to 1 month RM’000 >1-3 months RM’000 >3-12 months RM’000 1-5 years RM’000 Over 5 years RM’000 Non-profit sensitive RM’000 Assets Cash and short-term funds and deposits and placements with financial institutions 3,307,272 – – – – 1,005,120 – 4,312,392 1.86 Financial assets at FVTPL – – – – – – 1,695,752 1,695,752 3.70 Derivative financial assets – – – – – – 92,471 92,471 0.99 Financial assets at FVOCI 344,608 298,624 1,632,314 6,323,797 5,406,121 – – 14,005,464 3.77 Financial assets at amortised cost 91,352 – 950,816 1,745,084 1,820,695 – – 4,607,947 3.60 Financing, advances and others – non-impaired 54,652,234 4,713,074 1,113,353 1,794,305 6,731,347 485,340 – 69,489,653 5.33 – impaired net of allowances* – – – – – 5,099 – 5,099 Other financial assets at amortised cost – – – – – 552,632 – 552,632 Statutory deposits with Bank Negara Malaysia – – – – – 1,012,014 – 1,012,014 Total assets 58,395,466 5,011,698 3,696,483 9,863,186 13,958,163 3,060,205 1,788,223 95,773,424 * This is arrived at after deducting impairment allowances from the outstanding gross impaired financing. Bank Islam Malaysia Berhad ◆ Integrated Annual Report 2024 398 Notes to the Financial Statements for the financial year ended 31 December 2024
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