The notes on pages 292 to 427 are an integral part of these financial statements. Group Bank 2024 RM’000 2023 RM’000 2024 RM’000 2023 RM’000 CASH FLOWS FROM OPERATING ACTIVITIES Profit before zakat and tax 773,125 746,829 772,036 828,248 Adjustments for: Share of profits in associates (1,394) – – – Depreciation of property and equipment 52,140 54,833 51,559 54,007 Amortisation of intangible assets 16,035 16,098 16,035 16,098 Depreciation of right-of-use assets 18,655 18,095 18,325 17,603 Net gain on disposal of property and equipment – (5) – – Property and equipment written-off 229 556 207 516 Allowance for impairment on financing, advances and others 218,836 272,890 218,836 272,890 Gain on partial disposal of subsidiary – – (762) – Allowance for impairment on other financial assets and investment in subsidiaries 967 3,698 16,863 8,698 Reversal of impairment loss on financial assets at AC (1,029) – (1,029) – Net (gain)/loss on sale of financial assets at FVTPL (1,887) 237 (1,336) 238 Net gain on sale of financial assets at FVOCI (54,477) (62,731) (54,477) (62,731) Net gain on sale of financial assets at AC (3) – (3) – Fair value loss/(gain) on FVTPL 709 (7,723) (696) (7,626) Dividend from subsidiary and associates – – (4,238) (80,000) Dividend from financial assets at FVTPL (333) (4,088) (146) (3,380) Dividend from financial assets at FVOCI (322) – (322) – Rebate on investment in unit trust – – (519) (648) Net derivative gain – (1) – (1) Finance cost on subordinated sukuk and capital securities 119,233 95,336 119,233 95,336 Profit expense on lease 15,619 16,213 15,500 16,197 Operating profit before changes in assets and liabilities 1,156,103 1,150,237 1,165,066 1,155,445 Changes in assets and liabilities: Deposits and placements of banks and other financial institution (30,692) 281,719 (30,692) 281,719 Financing, advances and others (2,882,974) (2,188,011) (2,896,473) (2,188,011) Statutory deposits with Bank Negara Malaysia (22,607) (38,899) (22,607) (38,899) Other financial assets at AC 107,498 (201,091) 117,787 (237,339) Deposits from customers 3,312,745 (1,691,373) 3,326,730 (1,779,134) Investment accounts of customers 1,545,084 2,611,717 1,528,549 2,527,632 Obligations on financial assets sold under repurchase agreement 388,218 – 388,218 – Bills and acceptance payable 12,509 (6,827) 12,509 (6,827) Other liabilities (338,700) 119,098 (296,433) 223,578 Recourse obligations on financing sold to Cagamas (500,533) (1,001,014) (500,533) (1,001,014) Cash generated from/(used in) operation 2,746,651 (964,444) 2,792,121 (1,062,850) Zakat paid (11,446) (13,825) (11,432) (13,630) Tax paid (194,025) (214,586) (193,193) (213,969) Tax refund – 214 – – Net cash generated from/(used in) operating activities 2,541,180 (1,192,641) 2,587,496 (1,290,449) 289 w w w . b a n k i s l a m. c o m 01 02 03 04 05 06 07 08 FINANCIAL STATEMENTS 09 Statements of Cash Flow for the financial year ended 31 December 2024
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