Note Group Bank 2024 RM’000 2023 RM’000 2024 RM’000 2023 RM’000 Income derived from investment of depositors’ funds 27 3,418,647 3,263,158 3,418,750 3,263,158 Income derived from investment account funds 28 709,970 716,208 709,970 716,208 Income derived from investment of shareholders’ funds 29 571,020 549,964 539,867 609,759 Net allowance for impairment on financing and advances 30 (94,628) (175,263) (94,628) (175,263) Net allowance for impairment on other financial assets 62 (3,698) (15,834) (8,698) Direct expenses (27,794) (18,596) (27,794) (18,596) Total distributable income 4,577,277 4,331,773 4,530,331 4,386,568 Wakalah fees from restricted investment accounts 18(c) – 11 – 11 Income attributable to depositors 31 (1,714,726) (1,701,718) (1,715,677) (1,702,071) Income attributable to investment account holders 32 (410,284) (350,469) (411,289) (351,966) Total net income 2,452,267 2,279,597 2,403,365 2,332,542 Personnel expenses 33 (933,215) (861,251) (881,725) (817,794) Other overhead expenses 34 (612,469) (559,968) (614,871) (574,967) 906,583 858,378 906,769 939,781 Finance cost 37 (134,852) (111,549) (134,733) (111,533) Share of profits in associates 14 1,394 – – – Profit before zakat and tax 773,125 746,829 772,036 828,248 Zakat (13,991) (11,544) (13,917) (11,432) Tax expense 38 (188,050) (182,235) (186,900) (181,786) Profit for the year attributable to equity holders of the Bank 571,084 553,050 571,219 635,030 Basic/Diluted Earnings per share 39 25.20 24.57 The notes on pages 292 to 427 are an integral part of these financial statements. 285 w w w . b a n k i s l a m. c o m 01 02 03 04 05 06 07 08 FINANCIAL STATEMENTS 09 Statements of Profit or Loss for the financial year ended 31 December 2024
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