Meanwhile, sustainability remains a strategic priority, with initiatives focusing on expanding renewable energy financing, enhancing energy efficiency infrastructure, and supporting green technology adoption. Our social finance programs, such as iTEKAD, will continue to evolve to provide greater support and financial accessibility for microentrepreneurs and underserved communities through innovative financing models and capacity-building programs. To sustain long-term competitiveness, developing future-ready talent will be essential. We will continue to expand our leadership development and digital upskilling programs, equipping our workforce with the capabilities needed for a dynamic, digital-first, and ESGdriven banking landscape. By integrating technology, sustainability, and financial inclusion, we will continue to lead with resilience, adaptability, and innovation, reinforcing our position as a future-proof Islamic financial institution. ACKNOWLEDGEMENTS The achievements of 2024 would not have been possible without the dedication and commitment of BITIZEN, stakeholders, and partners. I extend my gratitude to our Board of Directors and the Shariah Supervisory Council for their guidance and governance, which have been instrumental in our sustainable growth. To BITIZEN, your dedication, adaptability and commitment to innovation remain the foundation of our success. Your ability to embrace change and uphold our values-driven culture ensures that Bank Islam continues to lead as a Shariah-compliant, customer-centric institution. I also thank our valued customers, investors, and business partners for their trust and support. Your confidence drives us to continuously innovate and uphold the highest standards of ethical banking at every turn. We also appreciate the leadership of regulators and policymakers in fostering a robust financial system. We remain committed to working with Bank Negara Malaysia (BNM) to uphold regulatory standards in risk management, digital security, and responsible financing. Our alignment with Valuebased Intermediation (VBI) and sustainable finance reinforces Malaysia’s national financial sector priorities. We are also grateful for our collaboration with industry associations and key stakeholders, including our participation in the Joint Committee on Climate Change (JC3). We extend our thanks to BNM for their leadership on this initiative. Our partnerships with government-linked agencies such as Malaysian Green Technology and Climate Change Corporation (MGTC) further reinforce our commitment to sustainable finance and SME growth in the green and halal economies. In looking ahead, I am confident that Bank Islam will continue to thrive as a purpose-driven institution, delivering sustainable value, pioneering digital transformation, and expanding financial accessibility in line with our LEAP25 aspirations. With the continued commitment of our people and stakeholders, we are well-positioned to embrace opportunities, navigate challenges and drive impactful growth. DATO’ MOHD MUAZZAM MOHAMED Group Chief Executive Officer By integrating technology, sustainability, and financial inclusion, we will continue to lead with resilience, adaptability, and innovation, reinforcing our position as a futureproof Islamic financial institution. Bank Islam Malaysia Berhad ◆ Integrated Annual Report 2024 26 From the Desk of the GCEO
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