Financial Year Ended 31 December 2019 2018 2017 2016 2015
No. of Months 3 12 12 12 12
Actual / Restated Unaudited Actual Actual Actual Actual
  RM'000 RM'000 RM'000 RM'000 RM'000
Income derived from investment of depositors' funds 707,807 2,601,825 2,324,187 2,342,204 2,203,683
Income derived from investment account funds 74,834 242,823 237,192 102,281 16,793
Income derived from investment of shareholders' funds 111,629 477,510 437,429 401,197 446,294
Net income from Takaful business 288,716 879,834 720,195 677,188 643,437
Net allowance for impairment on financing and advances, net of recoveries (23,199) (81,454) 15,613 (92,105) (69,331)
Net allowance for impairment on other financial assets 833 43 (243) 353 (4,488)
Direct expenses (3,904) (17,870) (18,421) (20,387) (22,911)
Total distributable income 1,156,716 4,102,711 3,715,952 3,410,731 3,213,477
Wakalah fees from restricted investment accounts 226 485 2,595 5,328 400
Income attributable to depositors (349,784) (1,279,638) (1,094,433) (1,061,413) (1,018,145)
Income attributable to investment account holders (28,437) (79,467) (95,447) (26,775) (2,743)
Total net income 778,721 2,744,091 2,528,667 2,327,871 2,192,989
Personnel expenses (197,680) (765,742) (729,771) (673,757) (625,869)
Other overhead expenses (227,399) (769,386) (735,171) (674,404) (649,289)
  353,642 1,208,963 1,063,725 979,710 917,831
Finance cost (34,058) (143,508) (115,395) (110,509) (83,395)
Profit before zakat and tax 319,584 1,065,455 948,330 869,201 834,436
Zakat (4,130) (14,689) (14,459) (13,517) (9,170)
Tax expense (73,865) (249,345) (230,241) (226,020) (212,319)
Profit for the period/year 241,589 801,421 703,630 629,664 612,947
           
Other comprehensive income, net of tax
Items that will not be reclassified subsequently to profit or loss:
         
Remeasurement of defined benefit liabilities - (302) (315) 1,968 (2,368)
Movement in fair value reserve (equity instrument):          
Net change in fair value - (5,166) - - -
Items that may be reclassified subsequently to profit or loss:          
Currency translation differences in respect of foreign operations 5,483 (11,112) 41,123 (19,036) (79,883)
Fair value reserve:          
  Net change in fair value - - 50,390 16,271 16,370
  Net amount transferred to profit or loss - - (7,148) (49,761) (17,426)
Movement in fair value reserve (debt securities):          
  Net change in fair value 128,578 51,190 - - -
  Net amount transferred to profit or loss             (16,928) (27,725) - - -
Income tax effect relating to components of other comprehensive income (24,952) (3,633) (8,958) 8,645 7,280
Other comprehensive income for the period/year, net of tax 92,181 3,252 75,092 (41,913) (76,027)
Total comprehensive income for the period/year 333,770 804,673 778,722 587,751 536,920
 
Attributable to:          
Owners of the Company 202,516 682,055 619,838 559,040 547,275
Non-controlling interests 39,073 119,366 83,792 70,624 65,672
Profit for the period/year 241,589 801,421 703,630 629,664 612,947
           
Total comprehensive income attributable to:          
Owners of the Company 291,199 685,952 693,718 518,259 470,566
Non-controlling interests 42,571 118,721 85,004 69,492 66,354
Total comprehensive income for the period/year 333,770 804,673 778,722 587,751 536,920
           
Earnings per share (sen) 11.63 40.36 37.94 35.25 35.53
Dividend per ordinary share-net (sen) - 15.50 14.00 13.00 12.20