Financial Year Ended 31 December 2018 2017 2016 2015 2014
No. of Months 9 12 12 12 12
Actual / Restated Unaudited Actual Actual Actual Actual
  RM'000 RM'000 RM'000 RM'000 RM'000
Income derived from investment of depositors' funds 1,916,519 2,324,187 2,342,204 2,203,683 2,032,085
Income derived from investment account funds 176,613 237,192 102,281 16,793 -
Income derived from investment of shareholders' funds 360,097 437,429 401,197 446,294 392,585
Net income from Takaful business 627,661 720,195 677,188 643,437 542,803
Net allowance for impairment on financing and advances (62,025) (92,105) (69,331) (59,993) 15,009
Reversal of impairment on other financial assets 89 - - - -
Allowance for impairment on investments - - (255) (4,488) 2,978
Net allowance of impairment on other assets - (243) 608 - 710
Direct expenses (13,332) (18,421) (20,387) (22,911) (17,966)
Total distributable income 3,005,622 3,715,952 3,410,731 3,213,477 2,893,202
Wakalah performance incentive fees from restricted investment accounts 479 2,595 5,328 400 -
Income attributable to depositors (926,791) (1,094,433) (1,061,413) (1,018,145) (845,001)
Income attributable to investment account holders (57,881) (95,447) (26,775) (2,743) -
Total net income 2,021,429 2,528,667 2,327,871 2,192,989 2,048,201
Personnel expenses (554,672) (729,771) (673,757) (625,869) (599,052)
Other overhead expenses (561,245) (735,171) (674,404) (649,289) (565,543)
  905,512 1,063,725 979,710 917,831 883,606
Finance cost (98,256) (115,395) (110,509) (83,395) (68,222)
Profit before zakat and tax 807,256 948,330 869,201 834,436 815,384
Zakat (12,002) (14,459) (13,517) (9,170) (13,202)
Tax expense (191,904) (230,241) (226,020) (212,319) (215,278)
Profit for the period/year 603,350 703,630 629,664 612,947 586,904
           
Other comprehensive income, net of tax
Items that will not be reclassified subsequently to profit or loss:
         
Remeasurement of defined benefit liabilities (149) (315) 1,968 (2,368) -
Items that may be reclassified subsequently to profit or loss:          
Currency translation differences in respect of foreign operations (12,847) 41,123 (19,036) (79,883) (18,041)
Fair value reserve:          
  Net change in fair value - 50,390 16,271 16,370 (7,198)
  Net amount transferred to profit or loss - (7,148) (49,761) (17,426) (24,553)
Movement in fair value reserve (debt securities):          
  Net change in fair value 49,124 - - - -
  Net amount transferred to profit or loss (21,450) - - - -
Movement in fair value reserve (equity instrument):          
  Net change in fair value (1,957) - - - -
Income tax effect relating to components of other comprehensive income (5,486) (8,958) 8,645 7,280 -
Other comprehensive income for the period/year, net of tax 7,235 75,092 (41,913) (76,027) (49,792)
Total comprehensive income for the period/year 610,585 778,722 587,751 536,920 537,112
 
Attributable to:          
Owners of the Company 520,670 619,838 559,040 547,275 532,329
Non-controlling interests 82,680 83,792 70,624 65,672 54,575
Profit for the period/year 603,350 703,630 629,664 612,947 586,904
           
Total comprehensive income attributable to:          
Owners of the Company 529,136 693,718 518,259 470,566 481,507
Non-controlling interests 81,449 85,004 69,492 66,354 55,605
Total comprehensive income for the period/year 610,585 778,722 587,751 536,920 537,112
           
Earnings per share (sen) 30.84 37.94 35.25 35.53 35.64
Dividend per ordinary share-net (sen) 15.50 14.00 13.00 12.20 14.70