Dear Valued Shareholders,
As we are going through difficult times such as the current global pandemic, it is quite comforting to read Allah’s promise in the Qur’an: Indeed, with difficulty, there is ease. (Al-Inshirah 5-6). Through the many unprecedented challenges of the year, the nation has cemented its commitment to Malaysia’s Shared Prosperity Vision 2030 (“SPV2030”) to enable more effective and meaningful economic participation by all segments of societies. The host of newly launched programmes and policies as part of Budget 2021 have made the way forward clearer than ever. The pandemic has also catalysed our progress into Industry Revolution 4.0, as digitalisation and automation were rapidly harnessed and unleashed within Malaysia’s banking and financial services industry.

So amidst a game-changing year of corporate transition, these windows of opportunities continue to drive the Group’s pursuit of sustainable growth via financial inclusivity, societal responsibility, environmental focus and community development.